{"id":1543,"date":"2022-12-14T21:16:54","date_gmt":"2022-12-14T18:16:54","guid":{"rendered":"https:\/\/organic-consulting.ro\/?p=1543"},"modified":"2022-12-14T21:16:55","modified_gmt":"2022-12-14T18:16:55","slug":"imm-invest-plus-continua-si-in-2023","status":"publish","type":"post","link":"https:\/\/organic-consulting.ro\/en\/imm-invest-plus-continua-si-in-2023\/","title":{"rendered":"IMM Invest PLUS continues in 2023"},"content":{"rendered":"

The Ministry of Finance extends the application of the IMM INVEST PLUS state aid scheme until December 31, 2023.<\/p>\n\n\n\n

At the same time, the total guarantee ceiling increases to 20.25 billion lei, from 17.75 billion in 2022.<\/p>\n\n\n\n

"Our partnership with the private sector is real, and promptly addressing the financing needs of small companies in this context marked by uncertainties is one of the priorities of my mandate. I encourage entrepreneurs to apply, the program being the most accessed government program dedicated to the entrepreneurial environment. Naturally, we have adapted the regulatory act on the basis of which this program operates with a series of adjustments received from the beneficiaries themselves. We work as a team and we will cross 2023 as a team," said Adrian C\u00e2ciu, Minister of Finance.<\/p>\n\n\n\n

programs<\/a> is carried out through the National Credit Guarantee Fund for Small and Medium-sized Enterprises (FNGCIMM), the Romanian Counter-Guarantee Fund (FRC) and the Rural Credit Guarantee Fund (FGCR).<\/p>\n\n\n\n

The budget of the state aid scheme will increase from 1.930 billion lei to over 2.881 billion lei, and the maximum number of estimated beneficiaries thus increases from 24,786 to 26,708.<\/p>\n\n\n\n

State aid will be granted in the form of guarantees for loans and grants that will cover the risk fee, as well as the management fee for the entire validity period of the guarantee granted, and the interest on the loans will be subsidized for a period of up to 12 months.<\/p>\n\n\n\n

SME INVEST PLUS program<\/em><\/strong><\/p>\n\n\n\n

SME INVEST ROMANIA component<\/strong> facilitates access to financing for small and medium-sized enterprises and small mid-cap companies, including professionals, by accessing one or more loans for investments or working capital loans\/lines of credit, including for refinancing other investment loans or expenses for the acquisition of shares and stocks.<\/p>\n\n\n\n

AGRO IMM INVEST component<\/strong>\u00a0is dedicated small and medium-sized enterprises<\/a> and small mid-cap companies, including professionals in the agriculture, fisheries, aquaculture and food sectors.<\/p>\n\n\n\n

SME PROD component<\/strong> aims to provide government guarantees requested to ensure liquidity and finance investments by SMEs, including start-ups, operating in productive sectors.<\/p>\n\n\n\n

GARANT CONSTRUCT component<\/strong>\u00a0aims to provide government guarantees to improve energy efficiency, support investments in the field of green energy and align with environmental objectives implemented by:<\/p>\n\n\n\n